Home Insurance

Home Insurance in Eden Prairie, MN

Your home is one of your biggest assets, where your kids grow up, and where you relax after a long day. At the Mike Gordon Insurance Agency, we understand how important it is to have the right insurance company on your side when you need to make a claim on your home. That’s why we take the time to understand your needs before comparing the coverage and rates of over 30 highly rated homeowners insurance carriers. Contact us at (952) 934-3621 or request a quote comparison to get started.

Home Insurance Coverage

Personal LiabilityPays for bodily injury or property damage you (or a resident family member) cause to another party.

Dwelling CoveragePays for damage to your home from a variety of perils, like storms, fire, and vandalism.

Other Structures CoveragePays for damage to other structures on your property, like a detached garage.

Loss of UsePays for alternative living arrangements if your home is unusable due to a covered loss.

Personal Property CoveragePays for damage to your personal property, like clothes, electronics, furniture, and more.

Jewelry / CollectiblesPays for lost or stolen jewelry and other high-risk classes of property that have a sublimit on a standard policy.

Water BackupPays for water damage caused by a backed up sewer or drain.

Personal InjuryCovers damages caused by slander, libel, wrongful entry, and other personal offenses.

And More

Common Home Insurance Questions

How much home insurance do I need?

You’ll want enough dwelling coverage (coverage A) to rebuild your home should it be destroyed. That amount is determined by completing a replacement cost estimator, which your insurance agent can handle. Your replacement cost can differ from your home’s sale value for a number of reasons, like removing the value of the land, increased costs of building within an established neighborhood, or increased material costs.

How much does home insurance cost?

Your premium varies based on a variety of factors, including the value of your home, where it is located, your home’s age, updates, and many more. The average home premium we see in MN ranges from $1400 to $1800 per year*.

*Data as of June 2023

What You’ll Get When You Work With The Mike Gordon Insurance Agency

Exceptional Service – Stop by or call. We’ll be here when you need us.
Efficient Claims – We work with you and the adjuster to get claims settled fairly and quickly.
Protection You Can Count On – With over 30 highly rated insurance carrier partners, we’ll get you great coverage for a low price.